About Me

I'm 28 years old, fresh out of grad school with the student debt to prove it. I am excited to begin attacking this with gazelle intensity and becoming debt-free! My plan-of-attack includes the TMM and The Spending Fast. Now, Let's Get Er Done!

Monday, March 16, 2015

Murphy's Law showed up big time over the last couple weeks. First, my car terrified me by shaking when I drove home from work. Upon taking it to the mechanic, it was discovered to have a total of FOUR serious issues. And basically fixing only the immediate problems would result in a repeat of the scary driving in the near future. The estimate I was given to remedy these issues was $2600.00, more than my car is actually worth. As a result, I am purchasing another car this week. Which, needless to say, will put a serious dent in my student loan debt a-tackling. While I had been putting aside money for such and eventuality (the car has over 350K miles on it), I was not anticipating a bust this soon. But such is life. However I feel blessed to have had the foresight to save the money instead of placing it all towards the loans, which will prevent me from needing to borrow any more money than necessary. If I had only saved a minimum 'emergency fund' as many advocate of $1000 until debt is paid off, I would have had to take out a good sized auto loan to afford a car that can give me more than a few years of life.Secondly, I was apparently 'robbed' at work Sunday. When I went to turn in my server report, I was substantially short on my turn-in, not to mention any tips I had earned during the shift. Which means the money was somehow taken/found and kept. Such a large amount of money was clearly not a tip, but actual restaurant revenue, which makes keeping it even more deplorable, but this is unfortunately the world we live in, one saturated by greed and deceit.

On that note, I would like to clarify that this journey to aggressively save and attack my debt is not one motivated by greed, but on the desire for freedom and rational security. I appreciate the need for money and the opportunities it provides (trust me), however I hope I never become so obsessed with obtaining it that I fail to turn in money I know belongs to someone else. Or sacrifice more important parts of my life in a quest to obtain it.

And here's looking to a better next two weeks!